Baffled by travel insurance and evacuation assistance? You’re not alone. So for our WOW Week 2023 Travel Talk on January 25th, we brought in experts to demystify these seemingly complicated topics, and to help you understand how you can (and can’t) protect your health and your financial investment. Joining us were Sheri Howell, from air-medical-transport and crisis-response provider Medjet, and Stan Sandberg, co-founder of travel-insurance comparison site TravelInsurance.com.

3 top takeaways

• Buy insurance as soon as you’ve committed to a trip. To get the full benefits of a comprehensive insurance policy—including, in many cases, coverage for any pre-existing medical conditions—you must buy it soon after you’ve made your first trip payment. Don’t wait until your trip is just around the corner to start shopping for insurance.
• Insurance just gets you to the nearest adequate medical facility. The medevac coverage in your insurance policy is crucial for getting you to a hospital in an emergency. But only a membership-based medical-transport program will then bring you to your hospital of choice back home.
• Covid is now treated like any other illness. Unlike at the start of the pandemic, Covid is now covered by most insurance policies: You will be reimbursed if you have to cancel your trip because you test positive before you leave, and your medical bills will be paid if you need treatment abroad.

Links to Useful Resources

How to Buy Travel Insurance: What It Covers, When You Need It

What Medical Evacuation Coverage Do You Need?

“Cancel For Any Reason” CFAR Travel Insurance: What It Is and How It Works

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